Financing - Making it Affordable
Thousand Oaks Chiropractic, Sports Injury and Wellness Center has a variety of financing options available, including very affordable no-interest payment plans and credit cards. Following your free consultation, we will provide you a written plan that describes in detail how much our treatment will cost, and how long it will take; it will also describe the various payment options available to you. If you're not happy with the plan that we present, you will be under no further obligation whatsoever.
The payment options listed below are available to you to help make your treatments a reality.
Credit Cards
We accept all major credit cards for your Financing, including, Visa, MasterCard, American Express and Discover. This is especially great for people with credit cards which accumulate frequent flyer miles.
Patient Financing
We have a no-interest patient financing plan available. Contact our office for more details.
Flexible Spending Accounts or Cafeteria Plans
Many companies have implemented benefit options that make elective treatments an affordable alternative. These insurance programs are referred to as Flex Spending Plans, Cafeteria Plans or Alternative Health Plans.
Under these plans, you are allowed to withhold a defined amount of Pretax Dollars through Payroll Deduction to pay for a variety of expenses not covered by insurance. When employees use tax-free dollars to pay for these expenses, they can realize an increase in their spending power, and substantial tax savings (up to 50%).
Please contact your Human Resources department for more details.
Insurance
Some chiropractic treatment and wellness care is considered an elective procedure not covered by medical insurance. However, Dr. Blum is a preferred provider on United Healthcare and Blue Cross/Blue Shield which offer special rates for their members.
Tax Deduction Benefits
The IRS permits taxpayers to deduct medical expenses if such expenses exceed 7.5% of their annual incomes. Because chiropractic and wellness care "meaningfully promote the proper function of the body", they qualify as a deductible expense according to the IRS.
If you meet the qualifications for this tax deduction, the costs of LASIK will be substantially reduced for you.
Check with your tax expert to see if this applies to your individual situation.
